Product features an introductory fixed rate of 6.99%
Specialist lender RAW Capital Partners has introduced a new lower fixed rate product and announced its capacity to lend over £100 million to foreign nationals and UK expats interested in buying UK buy-to-let properties.
The new product features an introductory fixed rate of 6.99%, with loan amounts ranging from £50,000 to £4 million for individual properties, and up to £8.5 million for a single borrower, at a maximum of 65% loan-to-value (LTV).
RAW Capital Partners said its underwriting process begins from day one and a decision in principle is typically delivered within 24 hours.
Operating through its RAW Mortgage Fund, the company offers specialist BTL mortgages and plans to increase the fund’s size from £175 million to £1 billion in the upcoming years. In 2023, the company expanded significantly, doubling its staff to more than 40 employees across offices in Guernsey, Southampton, and London.
To date, the firm has lent over £250 million globally, collaborating primarily with brokers, advisors, and wealth managers. It has a strong presence in over 50 countries, including major markets like Hong Kong, Singapore, Dubai, Abu Dhabi, Nigeria, and South Africa.
“The RAW Mortgage Fund continues to grow,” said Ben Nichols (pictured), interim managing director of RAW Capital Partners. “This puts us in a strong position to better serve borrowers based outside of the UK as we look to deploy BTL mortgages at pace and to a wider range of clients.
“Our specialism in working with brokers that have international clients – a group that often struggles to find support from other BTL lenders – certainly sets us apart. Combined with that expertise, the availability of £100 million in capital and a willingness to lend, we’re confident that the RAW Mortgage Fund will continue to gain traction in the months to come.”
The RAW Mortgage Fund has been bolstered by private investments from individuals and institutions, offering investors attractive returns, robust capital security, and transparent fee structures. The fund has achieved consistent annual returns of up to 8.63% over its nine-year history.
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