St. George Bank Mortgage Rates

There are 13 St. George Bank mortgage rates products listed in our database. They offer Owner Occupier (Principal & Interest) fixed rates from 5.79% for a 2 year product.

Visit this page weekly or add this to your bookmarks to see St. George Bank mortgage rates. The data below is updated as of [date], and the rates are subject to change. 

St. George Bank mortgage rates: 

Basic Home Loan 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Fixed Rate Home Loan 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Standard Variable Rate 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Home Loan 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Split home loan 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Home loan package 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Building loan option 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

Mortgage offset accounts 

COMPANY TYPE TERM INITIAL RATE THE OVERALL COST FOR COMPARISON IS PRODUCT FEE LOAN TO VALUE (LTV)
ST. GEORGE BANK 2 year Offset Tracker at BEBR + 1.22% for 2 years Residential Purchase Offset 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK 5 year Offset Tracker at BEBR + 1.25% for 5 years Residential Purchase Offset 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.15% for 2 years Rate 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.36% for 2 years Rate 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.76% for 2 years Rate 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK 2 year Tracker at BEBR + 1.10% for 2 years Rate 2 years 5.85% 6.8 APRC £999.00 90%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.50% for 2 years Premium Exclusive Rate 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.35% for 2 years Rate 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.55% for 2 years Rate 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK 2 year Tracker at BEBR + 0.57% for 2 years Rate 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK 5 year Tracker at BEBR + 0.60% for 5 years Rate 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK 5 year Tracker at BEBR + 1.00% for 5 years Rate 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.22% 2 years 5.97% 6.9 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Offset Tracker at BEBR + 1.25% 5 years 6.00% 6.7 APRC £1749.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.15% 2 years 4.96% 6.7 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.36% 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.76% 2 years 5.51% 6.8 APRC £999.00 85%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.50% Premium Exclusive 2 years 5.25% 6.7 APRC £0.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.35% 2 years 5.10% 6.6 APRC £1999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.55% 2 years 5.30% 6.7 APRC £1999.00 70%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.57% 2 years 5.32% 6.7 APRC £1999.00 75%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 0.60% 5 years 5.35% 6.4 APRC £999.00 60%
ST. GEORGE BANK Residential Remortgage Tracker at BEBR + 1.00% 5 years 5.75% 6.6 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 4.89% 6.6 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.24% 6.6 APRC £0.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.11% 6.7 APRC £999.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.25% 6.6 APRC £0.00 75%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.61% 6.7 APRC £99.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.21% 6.7 APRC £999.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.95% 6.8 APRC £0.00 90%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.35% 6.3 APRC £999.00 60%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 5 years 5.75% 6.5 APRC £999.00 85%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 5.97% 6.9 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 5 years 6.00% 6.7 APRC £1749.00 80%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Tracker 2 years 5.10% 6.6 APRC £1999.00 70%
ST. GEORGE BANK Existing Residential Mortgage Customers Reward Offset Tracker 2 years 6.65% 7.0 APRC £1999.00 70%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.69% 8.8 APRC £1795.00 65%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.77% 8.9 APRC £1795.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 6.30% 8.9 APRC £0.00 75%
ST. GEORGE BANK Existing Mortgage Customers Reward Buy-to-Let Tracker 2 years 5.90% 8.8 APRC £1795.00 60%

St. George Bank Mortgage Rates FAQs 

What is the St. George Flexible Choice home loan?

The St. George Flexible Choice Home Loan allowed borrowers to combine a fixed rate loan's security with a variable rate loan's flexibility. Borrowers could choose to fix a portion of their loan to protect against interest rate changes. The remaining portion would be variable, allowing for faster repayment with extra payments. 

This product has not been available since 2019. Customers can still switch between fixed and variable mortgages throughout the life of their loan, offering flexibility in managing St. George Bank mortgage rates. 

The St. George Split Home Loan 

The St. George Split Home Loan is a comparable product to the former Flexible Choice Home Loan. This product allows borrowers to divide their loan into both fixed and variable components, providing: 

  • fixed rate portion: offers stability and predictability against interest rate fluctuations 
  • variable rate portion: enables additional repayments, helping to pay off the loan faster without penalties 

Flexible Choice Home Loan vs. Split Home Loan 

Flexible Choice Home Loan: 

  • combined fixed and variable rates 
  • customisable fixed portion to shield from rate changes 
  • variable portion for faster repayment 

Split Home Loan: 

  • similar mix of fixed and variable rates 
  • fixed portion provides interest rate protection 
  • variable portion allows extra repayments 

Both products cater to borrowers seeking a balance between rate security and repayment flexibility. Researching St. George Bank mortgage rates will reveal the continued adaptability and options available to borrowers. 

Is St. George owned by Westpac?

Yes, Westpac Banking Corporation owns St. George Bank after their merger in 2008. This had major impacts on the bank's operations and offerings. 

Brief history 

  • 1937: St. George Bank was established as a building society in the southern suburbs of Sydney 
  • 1992: transitioned to a full-fledged bank 
  • 2008: merged with Westpac Banking Corporation, forming one of Australia's largest banking groups 

Impact of merger on customers 

The merger with Westpac brought several changes to St. George customers: 

  • service offerings: customers gained access to a broader range of financial products and services and more accessible St. Geroge Bank mortgage rates, benefiting from Westpac’s extensive resources 
  • ATM network: customers can now use Westpac's global ATM network, reducing fees and increasing convenience 

Benefits of St. George being owned by Westpac 

  • financial stability: the merger provided St. George with more financial stability, leveraging Westpac's strong capital base 
  • technological advancements: access to better technological infrastructure has improved banking services for customers 
  • product range: customers have a wider selection of products, including competitive St. George Bank mortgage rates  

Are St. George and Westpac the same bank?

Despite the merger, St. George and Westpac maintain separate brand identities. St. George continues to operate under its name, retaining its unique customer service approach while benefiting from Westpac's support. 

Changes in St. George’s management 

The merger led to major management changes, integrating leaders from both banks to streamline operations and provide a smooth transition. This included key appointments to align with the new strategic direction under Westpac’s ownership. 

Impact of the Australian economy on St. George Bank’s mortgage rates  

St. George Bank mortgage rates are influenced by the Reserve Bank of Australia’s (RBA) monetary policies and strategic decisions. St. George Bank’s home loan interest rates can also be explained by the broader economic conditions and regulatory environment.  

Better offerings through Westpac Merger 

Overall, the merger with Westpac has strengthened St. George Bank's ability to offer competitive home loan interest rates and diverse financial products. This synergy certifies customers benefit from reliable St. George Bank mortgage rates and home loan. For more information, visit our company profile on St. George Bank. 

Is St. George Bank secure? 

The bank takes extensive measures to ensure the security of customer information. With an increase in protection, it allows clients to optimise their use of St. George Bank mortgage rates. The firm’s support and confidentiality initiatives provide better banking experience for users. 

Encryption standards 

  • advanced encryption: St. George Bank uses 128-bit SSL (Secure Sockets Layer) encryption to protect data transferred between the user's browser and the bank's servers. This encryption standard is widely regarded as highly secure and is used by financial institutions globally 
  • secure banking environment: encryption helps prevent unauthorised access to sensitive information 
  • authentication protocols: the bank employs two-factor authentication (2FA) for an added layer of security. This method requires users to verify their identity through a second medium 

Security practices 

  • fraud monitoring: St. George Bank continuously monitors accounts for unusual activity and potential fraud. This approach allows the bank to detect and address issues promptly 
  • SecureCode: this feature adds an extra layer of security for online transactions, requiring verification via a one-time password sent to the customer’s mobile phone. 
  • ID Secure: the bank offers identity theft protection services, assisting customers in preventing, detecting, and resolving identity theft incidents.  
  • continuous updates: security systems are regularly updated to counter emerging threats. Staying ahead of potential risks supports the reliability of St. George Bank mortgage rates by ensuring customer data remains protected while transacting with the bank 

Additional security measures 

  • privacy policies: St. George Bank adheres to strict privacy policies to safeguard customer information. These guidelines display how client data is collected, used, and protected 
  • education and awareness: the bank provides customers with resources and tips on how to protect themselves from fraud and cyber threats 
  • secure mobile banking: St. George Bank’s mobile banking app incorporates biometric authentication options like fingerprint and facial recognition 

Security compared to other banks 

St. George Bank's commitment to security is on par with major financial institutions in Australia. Their use of advanced encryption, continuous monitoring, and proactive fraud prevention measures guarantee a secure banking environment comparable to other leading banks. 

Recommended security practices for customers 

  • updating passwords regularly 
  • enabling two-factor authentication 
  • staying informed about the latest St. George Bank security tips 
  • monitoring account statements for unusual activity 
  • being cautious of phishing scams  

St. George Bank mortgage rates are not just competitive; they are also supported by stringent security protocols. These measures make sure that customers can transact with St. George Bank with trust and confidentiality.