Growth in house prices and rents slows across Australia
Confidence levels for the next 12 months see slight decline
Major bank now anticipates earlier cash rate cut
Confidence turns negative, with significant falls in several industries
Confidence in future recovery waning
But confidence remains low
However, conditions continue to lag behind those of larger businesses
Economy expected to grow over 2025 and 2026
First cut expected in May next year
"Spending has been softer as the year progresses"