Fergal McAlinden

Fergal McAlinden

Fergal McAlinden is North America news editor at Mortgage Professional America and Canadian Mortgage Professional, where he reports on the US and Canadian mortgage and housing markets. Fergal joined the company in 2021, and previously worked as a reporter for a B2B industry publication in Toronto and in various freelance roles. He holds a First-Class Honours degree in Journalism.

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Don't expect the Bank of Canada to keep rate cuts on ice for the rest of 2025

The central bank has paused its spate of rate reductions – but Trump’s tariffs are keeping further cuts firmly on the agenda

Don't expect the Bank of Canada to keep rate cuts on ice for the rest of 2025

Bank of Canada holds rates steady, ending series of cuts

Central bank announces pause as trade tensions rumble on

Bank of Canada holds rates steady, ending series of cuts

Inflation fears cloud BoC outlook – but more rate cuts are probably ahead

The central bank is still expected to bring rates lower despite emphasis on keeping inflation under control

Inflation fears cloud BoC outlook – but more rate cuts are probably ahead

Odds of BoC rate cut jump as inflation sees surprise drop

Consumer price index falls in March, boosting prospects of another rate reduction

Odds of BoC rate cut jump as inflation sees surprise drop

Canada housing starts slide unexpectedly

Housing supply crisis shows little sign of improving

Canada housing starts slide unexpectedly

National Bank's $5.3 billion CWB acquisition: A gamechanger for Western Canada's mortgage market?

The Quebec-based lender is making inroads against major banks

National Bank's $5.3 billion CWB acquisition: A gamechanger for Western Canada's mortgage market?

The surprising secret to a successful career in mortgage underwriting

Living by a simple maxim helped one mortgage professional come away with the lender underwriter of the year award at last year’s Canadian Mortgage Awards

The surprising secret to a successful career in mortgage underwriting

Toronto home sales are at a 27-year low – and condo investors are stuck in a nightmare

It was once viewed as a lucrative investment, but the crisis gripping the city's condo market is showing no sign of fading

Toronto home sales are at a 27-year low – and condo investors are stuck in a nightmare

Trump chaos dominates election campaign – but Canada's housing crisis is getting worse

While the tariff tussle is grabbing headlines, Canada's next PM will face another generational challenge on housing

Trump chaos dominates election campaign – but Canada's housing crisis is getting worse

Could Canada's fixed and variable mortgage rates plummet in Trump's trade war?

The US president's wave of tariffs has plunged global financial markets into turmoil – and sparked speculation of a long slide for Canadian interest rates

Could Canada's fixed and variable mortgage rates plummet in Trump's trade war?