Employees evaluated their employers based on eight key factors
Canadian Mortgage Professional (CMP) has released its list of the top mortgage brokerages and lenders to work for in 2025, highlighting companies that prioritise workplace satisfaction, employee development, and industry leadership.
As the role of mortgage brokers expands in Canada, Mortgage Professionals Canada’s (MPC) 2024 Mid-Year Report indicates that brokers now hold a 33% market share, reflecting a four-percentage-point increase since the end of 2022.
With broker market share on the rise, the annual ranking aims to identify mortgage employers that foster strong workplace cultures while equipping their teams with the resources needed to navigate the evolving industry landscape.
Selection criteria
To determine the top mortgage employers, CMP invited mortgage companies to submit nominations outlining their workplace policies, benefits, and employee engagement initiatives.
Employees from the nominated firms then participated in an anonymous survey evaluating their employers based on eight key factors:
- Career advancement opportunities
- Employee benefits
- Compensation and incentives
- Workplace culture
- Commitment to diversity, equity, and inclusion
- Innovation in business practices
- Industry reputation
- Sustainability efforts
Companies were required to meet a minimum number of employee responses based on organisation size:
- Firms with 10 to 100 employees needed at least 10 responses.
- Firms with 101 to 500 employees needed at least 20 responses.
- Firms with more than 500 employees needed at least 50 responses.
The highest-rated companies in each size category received gold, silver, or bronze distinctions based on overall employee satisfaction scores.
Notable mortgage employers for 2025
Among this year’s recognized companies are Capital Direct Lending, Home Trust Company, and PHL.
Capital Direct Lending
Capital Direct Lending, which provides mortgage solutions and lines of credit to Canadian borrowers, was recognised for fostering a workplace culture focused on collaboration and career growth.
Employees cited strong leadership and an emphasis on professional development as key factors in their satisfaction with the company.
Home Trust Company
Home Trust Company, a subsidiary of Fairstone Bank of Canada, specialises in residential and non-residential mortgage lending, as well as credit card and deposit products. The company offers its deposit services through Home Bank and Oaken Financial.
PHL
PHL was recognised for its emphasis on innovation and workplace inclusivity. The company maintains a flat organisational structure, which allows employees to have direct input on business decisions and strategy.
The full list of Canada’s 2025 Top Mortgage Employers is available on the CMP website.
