Jo Vivian is passionate about all things related to property, and her area of specialism is investment property purchases. Whether she’s negotiating better rates on existing mortgages or creating relationships with different banks, Vivian is an expert at saving clients’ money by tweaking what they already have in place. Her favourite part of the job is working with people with large home loans, and helping them structure their home loan to repay it as quickly as possible. Vivian spent several years as a mobile mortgage manager with Westpac before becoming a mortgage and insurance adviser in 2009, and she currently assists clients across the North and South Island.