Office address: Level 1, 359 Onehunga Mall, Onehunga, Auckland 1061
Website: www.floatmortgages.co.nz
Year established: 2017
Company type: financial services
Employees: 10+
Expertise: residential mortgages, commercial mortgages, risk insurance, KiwiSaver, expert advice, second tier and non-prime lending first home buyer, new build, refinancing, refixing, second home buyer, property investors, second tier and non-prime lending
Parent company: N/A
Key people: Naylon Cassidy (founder and financial adviser), Tina Tsui (financial adviser), Matt Pepper (financial adviser), Geoff Christopher (financial adviser), Mattieu Olo-Whaanga (financial adviser), Jazmin Burkinshaw (client experience manager), Jacob Munoz (client experience co-ordinator)
Financing status: N/A
Float Mortgages is an Auckland-based mortgage and insurance brokerage, specialising in sourcing loans and insurance policies from over 25 lenders. The company has more than 10 employees and is headquartered in Auckland. The firm offers independent advice, ensuring unbiased recommendations tailored to clients' needs.
Float Mortgages was founded by Naylon Cassidy in 2017 with the aim of prioritising relationship-building and genuinely caring for his clients. The company made their first deal in its first year of establishment then sponsored a Harbor Sport’s local golf competition. The firm moved to a new office in Onehunga in 2018, displaying early signs of significant growth.
By 2019, the firm enhanced its services and technological capabilities by developing and adding new calculators to their platform to assist clients. Cassidy was recognised in NZA’s Top Adviser Awards in 2022 which improved the company’s standing within the industry. In 2023, Float Mortgages launched a podcast discussing the financial services industry, headed by two key staff.
Float Mortgages provides expert advice on several mortgage-related services to clients. Key offerings include:
first home buyer: specialised advice for first-time home buyers navigating the mortgage process
new build: financing solutions tailored for new construction projects
top up: assistance with increasing existing loan amounts for various purposes
refinancing: services to help clients switch to better mortgage rates or terms
re-fixing: guidance on securing new fixed-rate terms for existing mortgages
second home buyer: support for purchasing additional properties
business owners: financial products designed for business-related property acquisitions
property investors: mortgage solutions for investment properties
second tier and non-prime lending: options for clients with unique or challenging financial situations
Float Mortgages emphasises the importance of their team, prioritising employee wellbeing and fostering a supportive work environment. Unlike larger banks, their smaller size allows staff to engage in various roles, leading to increased job satisfaction and learning opportunities. The company is committed to revolutionising financial advice for Kiwis and invests heavily in client experience, providing their employees with:
competitive salary and remuneration packages
comprehensive perks and benefits
fun and dynamic workplace
staff wellbeing initiatives
more autonomy
access to extensive resources and tools
learning opportunities
charitable activities
Float Mortgages believes in giving back to the community as part of their beliefs. Their commitment to social responsibility is reflected in their involvement in various charitable and community activities. They support local events and organisations, with initiatives such as:
celebrating Chinese and Korean New Year with the Northcote community
sponsoring North Harbour sports community development
partnering with The Starship Foundation
collaborating with local schools on the Whale Tales 2022 fundraising campaign for environmental awareness
supporting Variety's Bikes for Kids program
sponsoring Bridge Park Bowling Club
Float Mortgages works solely for their clients, ensuring unbiased advice by paying their team salaries instead of commissions. They tailor loan solutions to individual needs, whether fixed or floating, long-term or short-term, ensuring the best fit for each client. Float provides comprehensive support, from navigating the property market to securing loan approvals, offering consistent, personalised service throughout the process.
Naylon Cassidy serves as the founder and financial adviser for Float Mortgages. His professional experience includes roles as a global relationship manager at HSBC, a commercial partner and part-time teller at BNZ, and a former competitive swimmer. Cassidy leads the company with extensive skills and insights in the financial and banking sector.
Key people assisting Cassidy in operating the company include:
Tina Tsui, a financial adviser, brings detailed mortgage advice to clients
Matt Pepper, serving as a financial adviser, helps clients with tailored loan solutions
Geoff Christopher, as a financial adviser, focuses on personalised financial strategies
Mattieu Olo-Whaanga, a financial adviser, specialises in complex financial needs
Jazmin Burkinshaw, serving as a client experience manager, ensures excellent customer service
Jacob Munoz, as a client experience coordinator, supports client interactions and satisfaction
Float Mortgages continues to expand its influence and support for clients, aiming for growth and excellence. Olo-Whaanga, a key person from the company, was announced as an excellence awardee in the New Zealand Mortgage Awards 2024, highlighting the firm's industry recognition and credibility.
Their partnership with The Starship Foundation underscores their commitment to social responsibility, donating a percentage of revenue to support Kiwi children's health and wellbeing. This partnership will help the company’s relationship with residents of Auckland while also improving their trustworthiness. With these initiatives and industry acknowledgements, the firm will likely keep growing at a sustainable pace.
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