Office address: 3 Hunt St, Whangarei 0110
Website: www.keymortgages.co.nz
Year established: 2021
Company type: financial services
Employees: 2
Expertise: mortgages, home loans, financial advice, mortgage advice, commercial properties, asset finance, home loan pre-approvals, debt consolidation, construction loans, loan calculator, home buying, restructuring, refinancing
Parent company: Greener Grass Limited
Key people: Jeremy Andrews (director and mortgage adviser), Judy Graham (account manager)
Financing status: N/A
Key Mortgages is an independent mortgage brokerage based in Whangarei, providing tailored mortgage solutions for first home buyers, investment properties, and commercial loans. With access to 27 lending providers, they work with major banks and specialist lenders to offer the best deals for their clients. The company comprises a dedicated team of two professionals who can ‘cherry pick’ the best deals for their customers’ unique needs.
Key Mortgages, co-founded by Jeremy Andrews in 2021, is a boutique mortgage broking firm focused on personalised client service. Their unique approach is to help clients buy homes, not just secure loans. Reliant on referrals and word-of-mouth, they quickly built a reputation for quality and care.
In 2022, Andrews discussed the return of mortgage cashbacks as the housing market eased, reflecting the company's proactive approach to market changes and client benefits. By 2024, the company was featured in a mortgage magazine, where Andrews highlighted the latest industry movements, displaying his expertise and leadership.
Key Mortgages delivers expert advice and a wide array of services tailored to meet the various needs of their clients:
first home buyers: specialised advice and tailored mortgage solutions for those purchasing their first home
investment property: expert guidance on financing for property investments to maximise returns
commercial properties: solutions for acquiring and financing commercial real estate
asset finance: assistance with securing finance for various assets
refinancing: options to refinance existing mortgages for better rates or terms
construction loans: financing solutions for building new homes or renovations
debt consolidation: strategies to combine multiple debts into a single, manageable payment
insurance services: advice and products to protect clients' property investments
home loan pre-approvals: pre-approval services to streamline the home buying process
Key Mortgages is a company that offers not only expert advice but also friendly, down-to-earth, and personalised service, working closely with clients to achieve their financial goals. They thrive on responsiveness, ensuring the mortgage process is effortless and seamless for their valued clients. The team is provided with benefits and opportunities, such as:
becoming part of a supportive, close-knit team
valuing your experience and rewarding your commitment
providing opportunities for career advancement and professional growth
encouraging full engagement and contribution to shared business goals
The company collaborates with numerous major banks and specialist lenders, selecting the best deals for each client's needs. As an independent firm, they focus solely on clients' interests. Their passion is helping clients achieve financial success and security for a prosperous future.
Jeremy Andrews serves as a director and mortgage adviser for Key Mortgages. His prior work includes roles as a mortgage adviser at Zest Brokers, technical consultant at Switch MSP and Business Mechanix, and support analyst at NorthTec. Andrews graduated from NorthTec Tai Tokerau Wānanga with a BAIST and received his New Zealand certificate in financial services from Strategi Institute.
Judy Graham, a key person and account manager, brings over 20 years of finance experience. She spent 18 years at ANZ, specialising in home loans. Graham’s expertise is important for operating the company and helping clients achieve their mortgage goals.
Key Mortgages is set to expand by continually prioritising client-centric services and having its director share his industry knowledge and analysis. Jeremy Andrews was featured in an article discussing banks' increased openness to first home buyers, highlighting their support for new buyers and enhancing their presence.
Stepping into 2024, the company was featured in a mortgage magazine where Andrews contributed insights on competitive lending deals. This showcased the firm’s expertise and further established its authority in the industry. These recognitions solidify its reputation and build client trust, ensuring a prosperous future.
Many are open to doing deals with borrowers with smaller deposits
Brokers should know the criteria of different banks' offers and which one would best fit their clients' needs
