The bank clinches the award for the 12th time
It's not the first time they've won the awards
The bank wins for the second consecutive year
Worries about retirement have been rising in recent years
Mutual bank scoops the award for the fourth year running
The win recognises the bank’s offer for first-home buyers
Interest rate offers, zero fees impress judges
Fixed rates 'lowest in NZ', but big picture necessary, says adviser
Arrangements struck include mortgage repayment holidays, longer mortgage terms, and switching to interest-only payments
"It's stress that is leading us to be better at budgeting," expert says
