PropertyPal Mortgages

Office address: Unit 2D Jennymount Business Park, North Derby Street, Belfast BT15 3HN 
Website: www.propertypal.com/mortgages 
Year established: 2015 
Company type: financial services 
Employees: 5+ 
Expertise: first time buyer mortgages, moving home mortgages, remortgages, buy to let mortgages, mortgage calculator, affordability calculator, mortgage pre-approval 
Parent company: PropertyPal 
Key people: Owen Peden (managing director), Kelly Williamson (mortgage administrator), Bríd Mullan (office manager), Lucy McKelvey (compliance officer), Laura Wylie (mortgage consultant) 
Financing status: corporate backed or acquired 

PropertyPal Mortgages is a mortgage brokerage operating in Northern Ireland. The company offers expert mortgage advice and services to clients, including first-time buyers, home movers, and remortgagers. With over five staff members, the firm has offices in Belfast and Coleraine, ensuring comprehensive coverage across the region. 

History of PropertyPal Mortgages 

PropertyPal Mortgages was established in 2015 to provide tailored mortgage solutions, expanding PropertyPal’s operations in the mortgage market. Over the years, the company has expanded its services and technological capacities, positioning itself as a reliable mortgage broker that services customers in Northern Ireland. 

In 2020, PropertyPal Mortgages has partnered with eKeeper, a centralised document management system, to launch an innovative pre-approval software. This collaboration aims to streamline the mortgage pre-approval process, enhancing efficiency for clients and brokers. 

Products and Services of PropertyPal Mortgages 

PropertyPal Mortgages offers a diverse range of mortgage products and services to accommodate to different client needs: 

  • affordability calculator: this tool helps clients determine their borrowing capacity based on their financial situation, making it easier to plan for a mortgage 

  • mortgage pre-approval: quick and efficient pre-approval processes to help clients understand their borrowing capacity and be ready to make offers on properties 

  • Beat Your Bank Mortgage Challenge: A 60 second challenge for the company designed to find better mortgage rates than those offered by traditional banks, potentially saving clients' money 

  • compare mortgages: comprehensive tools to compare different mortgage deals, ensuring clients find the best rates and terms available 

Culture at PropertyPal Mortgages 

PropertyPal Mortgages, being a relatively new company, upholds high standards in every aspect. Their dedication to quality products, attracting top talent, and prioritising user needs has propelled them to become a prominent brand in Ireland. Recognising that their team is crucial to their success, they provide clear paths for career advancement, growth opportunities, and benefits such as: 

  • comprehensive health coverage for employees and their families 

  • remote and hybrid work flexibility 

  • pension scheme with employer contributions 

  • complimentary parking facilities 

  • vouchers for childcare expenses 

  • 25 days of paid holidays 

At PropertyPal Mortgages, employees contribute to a product that assists thousands of people in Ireland in finding new homes each month. The company has a team of highly passionate and experienced digital professionals. 

About PropertyPal Mortgages Managing Director Owen Peden and Key People  

Owen Peden has been serving as PropertyPal Mortgages’ managing director since 2015. Peden’s extensive experience includes directorial roles in companies such as Mortgage/Property NI and Mortgage/Property Estate Planning. He attended Coleraine Institute. 

Key people assisting Peden in operating the company: 

  • Kelly Williamson, serving as mortgage administrator, supports the team by managing client applications and documentation 

  • Bríd Mullan, as an office manager, oversees daily operations and ensures the office runs smoothly 

  • Lucy McKelvey, as compliance officer, is responsible for maintaining regulatory compliance and implementing company policies 

  • Laura Wylie, mortgage consultant, provides expert advice and guidance to clients, assistin them in finding the best mortgage solutions 

The Future at PropertyPal Mortgages 

PropertyPal Mortgages aims to expand their client base and enhance their system for more efficient and effective operations, while also emphasising their commitment to social responsibility. The company had recently announced a charity partnership with Simon Community Northern Ireland. This partnership aims to support homelessness prevention efforts, enhancing the company's reputation and community impact. 

PropertyPal, PropertyPal Mortgages’ parent company, recently appointed a new CEO in early 2024. This new leadership is expected to significantly impact PropertyPal Mortgages by helping Owen Peden, the managing director, drive operational efficiency and innovative solutions. 

PropertyPal links up with eKeeper to launch pre-approval software

PropertyPal Mortgages has incorporated technology from both eKeeper and Experian into the new system.