This is a long and slow burn.
An end-to-end system needs the collaboration and coordination of the industry, not individual players.
Open Banking has been broken since day one and Facebook isn't helping.
Robo-advice certainly has the potential to deliver changes to society as a whole, albeit probably not to heights of smartphone cameras or lightweight structural carbon fibre.
As the industry begins to wake up to the new realities of how GDPR will affect the financial services sector, it is worth describing the context.
Within the financial services sector, already fatigued by a constant rhythm of regulatory changes, there might be the temptation to sit back when it comes to GDPR,