We can all be guilty of choosing the easy option every now and again, when it comes to both our lives and our finances. But mortgage borrowers could be short-changing themselves by opting for product transfers with their existing lender, rather than searching the market.
It’s certainly been an interesting year for the UK property market. After a tumultuous 2020, the purchase market is booming thanks to the stamp duty holiday, low product rates, the post-Brexit ‘Boris Bounce’, and increased demand for larger properties due to home working.