Mortgage Rates

Find out the latest mortgage rates from all the top UK mortgage lenders

Mortgage Rates

Mortgage Introducer’s Interest Rates database is a one stop resource for industry insiders looking for the best rates and providers for their customers.

Our Interest Rates database is updated weekly to show what the top 10 UK mortgage providers are currently offering and how they compare to one another. Whether looking by mortgage type, a specific provider or a precise mortgage term, we have you covered.

Check back weekly or favourite this page to keep an eye on the ever-changing rates. The table below is updated as of (November 28, 2024) and rates are subject to change

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First-Time Buyer Mortgage Rates

First time buyer fixed rates are currently sitting between 4.12% and 6.32% for those customers looking to get on the property ladder. There are 227 first time buyer products from 9 lenders on our database, product fees start from £0 and LTV percentages var        

 

Remortgage Rates

With customers looking to find the best rates, remortgaging is becoming the busiest area of the business for many brokers. Our database currently has 394 products from 10 lenders, initial fixed rates are between 3.39% and 8.99% with varying LTV percentage.

 

Moving Home Mortgages

Moving home rates are very similar to first time buyer rates with most available between 4.12% and 6.32% with varying product fees and LTV percentages. There are currently 216 products available from 9 lenders.

 

Buy To Let Mortgage Rates

With 272 products currently available in our database from 8 lenders, Buy to Let customers have a lot of potential choice with products generally being available over all terms with interest rates sitting between 3.39% and 8.99%.

 

Barclays Mortgage Rates for Existing Customers

Barclays offers mortgage rates for existing customers in 2, 3, 5, and 10-year increments. See what you, as a current Barclay's mortgage customer, are eligible for. Updated weekly!

 

Coventry Building Society Mortgage Rates for Existing Customers

Coventry Building Society offers existing mortgage customer mortgage rates in 2, 3, 5, and 10-year increments. See what you, as a current BCBS mortgage customer, are eligible for. Rates are updated weekly, also see our FAQ section to learn more.

 

HSBC Mortgage Rates for Existing Customers

The current HSBC mortgage customers for existing customers can be found here, with weekly updates. They currently offer 2, 3, 5, and 10-year terms.

 

TSB Mortgage Rates Existing Customers

Updated weekly, the current TSB Mortgage Rates for Existing Customers can be found here. They offer their existing customer the option of, 2, and 5-year mortgage terms.

 

1 Year Fixed Rate Mortgage

Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 3.49% with a product fee of 2% of the total loan amount. Barclays are offering 5.13% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.95% with no product fee

 

2 Year Fixed Rate Mortgage

With 421 2-year fixed rate mortgages available from 10 lenders, it is worth seeing what rates are available alongside the fees they entail. With lenders being keen to not fix rates for too long a term, our list of rates shows that HSBC is offering 4.32% with a £999 product fee for their First Time Buyer Fixed Standard. Santander is offering rates from 4.56% with a £999 product fee for their Remortgage Fixed rate.

 

3 Year Fixed Rate Mortgage

Our database has 136 3-year fixed rate mortgages from 7 lenders, it’s worth seeing what rates available and the fees that accompany them. Coventry Building Society’s First Time Buyer Fixed rate is 4.23% with a £999 product fee and Nationwide is offering is 4.23% for their Moving Home Fixed rate with a £999 product fee.    

 

5 Year Fixed Rate Mortgages

There are 434 5-year fixed rate mortgages on our database from these 10 lenders, it’s worth checking what those rates are and what fees they entail. Whilst the rates are quite varied, Coventry Building Society’s Remortgage Fixed rate starts at 4.26% with a £999 product fee and Natwest is offering 4.21% on their Moving Home Online Fixed rate with a £1,495 product fee.    

 

7 Year Fixed Rate Mortgages

There are currently no lenders offering 7 year fixed rate products at the moment.

 

10 Year Fixed Rate Mortgages

With 48 10-year fixed rates available from 7 lenders, it’s worth checking through our database of rates to see what those rates are – and also what fees they may entail. Our list of mortgage rates shows that Nationwide is offering their Moving Home Fixed rate at 4.54% with a £999 product fee, whilst Virgin Money is offering 4.99% for their First Time Buyer, Remortgage and Moving Home Everyday Fixed rates with a £995 product fee.

 

15 Year Fixed Rate Mortgages

There are currently no lenders offering 15-year fixed rate products at the moment.

 

Tracker Mortgages

There are currently 164 tracker mortgages are available across 8 lenders, check weekly for rate updates.

 

Alternative mortgage rate

We also have information for more niche products from our lenders including Help to Buy and Family Springboard Mortgages.

 

Green mortgage rates

A green mortgage in the UK is a type of mortgage that provides borrowers with financial incentives to make their homes more energy-efficient and environmentally friendly. In order to qualify for a green mortgage in the UK, the property must meet certain criteria related to its energy efficiency.

 

Family Springboard Mortgage Rate

A family springboard mortgage is a helpful option for those who require assistance in purchasing a home.

 

Mortgage Guarantee Scheme Fixed Mortgage Rates

The Mortgage Guarantee Scheme Fixed Rate is a government-backed program in the UK that aims to help first-time homebuyers and existing homeowners purchase a property with a 5% deposit

 

Barclays Mortgage Rates

146 mortgage products listed in our database and is currently offering remortgage fixed rates from 4.17% with a set up fee of £999 for a 5 year product. They also have residential purchase fixed rates from 4.23% with a set up fee of £899 for a 2 year product.

 

Lloyds Mortgage Rates

44 mortgage products listed in our database and is currently offering a Club Lloyds First Time Buyer fixed rate at 4.36% with no set up fee for a 5 year product.     

 

Nationwide BS Mortgage Rates

127 mortgage products listed in our database and is currently offering buy to let purchase and remortgage fixed rates from 4.44% with a £3,995 set up fee for a 5 year product

 

Natwest Group Mortgage Rates

66 mortgage products listed in our database and is currently offering moving home fixed rates from 4.21% with a £1,495 set up fee for a 5 year product. They are also offering first time buyer rates from 4.44% with a £1,495 set up fee for a 2 year product.

 

HSBC Mortgage Rates

268 mortgage products listed in our database and is currently offering moving home fixed rates from 4.22% with a £1,499 set up fee for their 5 year products. They also offer an existing customer rate for Buy to Let from 4.09% with a £1,999 set up fee for a 5 year product.

 

Virgin Money Mortgage Rates

44 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.39% with a £995 set up fee for its 5 year products.

 

 

Santander Mortgage Rates

87 mortgage products listed in our database and is currently offering moving home fixed rates starting at 4.35% with a £999 set up fee for its 5 year products.

 

Coventry Building Society Mortgage Rates

166 mortgage products listed in our database and is currently offering First Time Buyer rates starting at 4.18% with a £999 set up fee for its 5 year products.   

 

TSB Mortgage Rates

214 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.14% with a £995 set up fee for its 5 year products.

 

Yorkshire Building Society Mortgage Rates

53 mortgage products listed in our database and is currently offering remortgage fixed rates from 4.36% with a £1,495 set up fee for its 5 year products.