Its users gain full access to consumers' credit scores and reports
Broker platform One Mortgage System (OMS) has integrated with Click2Check’s online solution to allow its users to benefit from Credit Assess, which provides advisers with full access to credit scores and reports.
The integration will pre-populate OMS from the downloaded credit report so there’s no need to re-key, cutting down on the administrative burden. Advisers can also be provided with the consumer’s credit report and banking information securely, enabling them to analyse the consumer’s affordability and risk for lending purposes.
OMS claims to be the only single-input enquiry to completion processing platform covering product areas such as residential, buy-to-let, second charge, equity release, bridging, commercial plus general insurance and protection. It has already integrated with six platforms – Iress, Twenty7Tec, iPipeline, Submissions Brain, SmartrFit and Knowledge Bank.
Neal Jannels (pictured), managing director of One Mortgage System, said they are always looking to work with the right kind of partners who provide solutions which accurately speed up and simplify the advice process.
“It soon became apparent there were clear synergies between OMS and Click2Check and how they can work in tandem,” Jannels said. “Prior to this agreement, we spoke to a number of intermediary firms who all waxed lyrical about the additional control Credit Assess offers and the benefits attached to being able to access their client’s full financial details and credit status in an instant.”
Jannels added that the integration will allow more advisers to benefit from better upfront information and pre-qualification tools, ingredients which will prove invaluable moving forward.
David Jones, director of Click2Check, said they were excited to work with OMS as the partnership fits both of their services perfectly.
“This integration supplying the credit score, credit report, and the ability to pre-populate OMS with the full credit data suite, gives them the additional functionality to complement the other great services they have already integrated with,” Jones explained.
