Rates in the new range start from 6.19% for deals up to 75% LTV
Specialist finance distributor Crystal Specialist Finance (CSF) has announced the introduction of a new semi-exclusive mortgage range for landlords and investors in collaboration with InterBay.
The new range is designed to provide enhanced options for commercial landlords who intend to either occupy the premises or lease them, as well as for investors focusing on semi-commercial properties, purpose-built student accommodations, and holiday lets.
The collaboration between CSF and InterBay, which is part of specialist lender OSB Group, aims to offer competitive rates to clients seeking to purchase or refinance, with the new mortgage options catering to both individuals and limited companies, with rates beginning at 6.19% for a two-year fixed rate loan at 50% loan-to-value (LTV), for loans with a minimum value of £150,000.
The rates for the semi-exclusive range include 6.19% per annum for commercial first charge owner-occupied properties, 6.39% per annum for commercial first charge investment properties, 6.29% per annum for purpose-built student accommodation, 6.59% per annum for holiday lets, and 6.44% per annum for semi-commercial properties.
The products offer up to 75% LTV, have no maximum property value limit, and offer loan terms ranging from two to 30 years.
“The low rates which rest at the heart of this new range reinforce InterBay as one of our industry’s preeminent commercial lenders, while simultaneously ensuring that our broker partners are consistently able to provide clients with truly exceptional value,” said Jason Berry (pictured left), group sales director at Crystal Specialist Finance. “We’ve worked with InterBay for many years and know from first-hand experience that the service they provide on cases is industry leading.”
Marc Callaghan (pictured right), head of specialist finance at InterBay, also expressed enthusiasm over the new rates, attributing the ability to lower them to the expertise of their new commercial investments team.
“We specialise in complex cases and look forward to working even more closely with Crystal Specialist Finance going forward,” he said.
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