New limited edition products and flexible core range launched with reduced rates and lower fee options
InterBay, part of specialist lender OSB Group, has overhauled its commercial and semi-commercial product offerings, introducing new limited edition options for both purchase and remortgage customers.
The refreshed line-up includes limited edition products with rates starting at 6.94% for commercial loans and 6.19% for semi-commercial loans, each carrying a 3% fee. These options are aimed at borrowers seeking larger loan amounts.
For clients requiring smaller loans and greater flexibility, InterBay has launched a new core range featuring reduced rates and lower fee choices of 2% and 5%. Loans start from £150,000 and are available up to 75% loan-to-value (LTV).
Additionally, the updated range includes semi-commercial products priced based on residential values, and commercial offerings tied to EPC ratings, with lower rates available for properties rated ‘C’ or higher.
“This is big news for InterBay as we’ve been working hard behind the scenes on our product range to ensure we’re offering value-add financial solutions to our broker partners,” said Marc Callaghan (pictured), head of commercial lending at InterBay.
“We’ve reduced rates, expanded our limited edition products and increased our fee options so we’ve really tried to be as flexible as possible. Having recently won Commercial Lender of the Year at the Crystal Specialist Finance Awards, we’re looking forward to building on our success in 2025 and delivering the best financial outcome for our clients.”
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