The changes include lower rates of up to 0.15% on 34 different mortgages.
HSBC UK has refreshed its range of mortgages, with cuts on 2, 3 and 5 year fixed rate mortgages.
The changes include lower rates of up to 0.15% on 34 different mortgages across fee-paying and fee-free mortgages up to 95% LTV.
Highlights include the 95% LTV 5-year fixed rate cut to 3.19% and 90% LTV cut to 2.34%, both with no fee.
There is also a reduction to the 80% LTV 5-year fixed rate to 1.74% which comes with a £999 fee and the 75% LTV 5-year fixed rate being cut to 1.84% with no fee.
Michelle Andrews, head of buying a home at HSBC UK, said: “We are delighted to have reduced the interest rates on 34 of our mortgages today.
"These reduced rates along with our ‘feeling of home’ January campaign aim to give our new and existing customers the perfect start to the new year.
"We hope our award winning products and high service standards make getting onto or moving up the property ladder more affordable, as well as giving stability and value to those looking to remortgage or come off a variable rate.”
