The lender has also launched 3 and 5-year fixes at 3.18% to 3.53%.
Pepper Homeloans has refreshed its mortgage range by cutting the majority of 2-year fixes by 0.25%.
The lender has also launched 3 and 5-year fixes at 3.18% to 3.53%.
Rob Barnard, sales director of Pepper Homeloans, said: “These enhancements not only extend the range of mortgage products we have available, but it also means they are amongst the most competitively priced in their sector.
“Our residential range offers loans up to 85% LTV for borrowers who may have been declined by a high street lender’s credit score.
“We have mortgages for borrowers with historical credit blips, or an immature credit record, or who have been self-employed for just one year.”
All Pepper’s applications are individually assessed by a skilled underwriter.