The society has also reduced its 95% LTV 2-year fix to 3.25% after a 0.10% rate cut.
Yorkshire Building Society’s 85% loan-to-value 2-year fix now stands at 1.32% following a 0.20% rate cut – making it the lowest rate on the market based on moneyfacts data.
The society has also reduced its 95% LTV 2-year fix to 3.25% after a 0.10% rate cut.
Both products come with a £995 product fee and £250 cashback.
Charles Mungroo, mortgage manager for Yorkshire Building Society, said: “We’re committed to offering a variety of competitive home loan options to suit a range of borrowers’ needs and are proud to be able to offer the lowest rates currently available from any provider.
“We hope our latest rate reductions will appeal to customers with smaller deposits and help first-time buyers get a foot on the property ladder.”
