The letter is currently winging its way to Lapland, although you’d be very surprised to find this lot under the three on Christmas Day.
Daniela Conte, media relations co-ordinator, Mortgage Express
“My ideal industry-related present would be a change in attitude and focus: away from the negative issues that have preoccupied us of late to a more positive outlook.
My wish is that in 2005 the focus will be on product innovation, broker initiative and customer satisfaction.”
Bill Safran, joint managing director, Trigold
"For my Christmas present I want a world where there is total harmony in the mortgage market, where all brokers and lenders work together for the benefit of the end customer.
A place where all brokers can reach all lenders electronically, irrespective of the sourcing system used...however it’s probably easier if we tackle World Peace first."
Godfrey Blight, sales director, GMAC-RFC
“All I want from an industry Santa is a one-page KFI.”
Sally Laker, managing director, Mortgage Intelligence
“I would like a seemless transition into ICOB, even with a post-New Year hangover, and for the housing market to strengthen with a couple of rate cuts prior to the next election.”
Bill Warren, director, The Complete Network
“All I want for Christmas is simplified Financial Promotions and consumer credit regulations.”
Mark Lofthouse, chief executive, Mortgage Brain
“We’d really like to see the industry embrace the opportunities presented by the Mortgage Trading Exchange (MTE). We’ve already seen transaction volumes accelerate rapidly to now well over £10 billion per year. But we’d like to see more and more intermediaries realise the benefits MTE offers to them.
“And we hope that these benefits will be available to every mortgage broker by the end of the year.”
Rob Clifford, managing director, Mortgageforce
“The FSA imposing a two-page KFI with e-trading between brokers and lenders.
Mehrdad Yousefi, head of intermediary mortgages, Alliance & Leicester
“I hope Father Christmas will take on board the fact that I have had a hectic time this year preparing for mortgage regulation as well as doing my day job.
In the circumstances, I think I could do with a pace maker to regulate my heartbeat or alternatively, I quite fancy having a day out on the London Eye as it is more transparent and exciting than a 12-page KFI for a lifetime mortgage.”
Andy Pratt, chief operating officer, Alexander Hall
“I’d like standardised services across the board with all types of intermediaries being able to interact with lenders easily and efficiently.”
Tony Jones, managing director, Pink Home Loans
“A KFI Christmas card from a lender. It seems that it might be the only way to get it under four pages.”
Alistair Pate, director of marketing & strategy, Kensington Mortgages
“The first would be a great start to next year with the government getting its act together to build significant numbers of affordable housing for key workers. Providing vital housing and also lots of mortgage opportunities. Second would be that they are all made from melted-down speed cameras thus increasing the content of recycled material in today’s housing – environmentally friendly, and saving me a few bob.”
