Accord enhances product range

Among the products launched was a 100 per cent five-year fixed rate at 6.19 per cent that benefits from enhanced income multiples up to 4x for joint applicants.

Linda Will, managing director at Accord, commented: "Our enhanced income multiples fixed rate products are also proving popular so the time is right to relaunch a 100 per cent five-year deal. We hope this will help intermediaries give their clients the mortgage they need, whether first-time buyers looking for a start or home movers wanting that special property."

Credit repair: Products from 4.75 per cent

Added to Accord's credit repair range are these Bank of England three-year stepped base rate trackers at all adversity levels with self-cert available.

• Rates start from 4.75 per cent year one, 5.25 per cent year two, 5.75 per cent year three.

Accord has also launched fixed rates across all adversity levels, starting from 5.59 per cent.

Jane Childs, product development manager at Accord, commented: "These new fixed rates are straightforward products with no extras and are launched further to the success of our lowest fixed rates in the near-prime category, we expect to do good business on these. We're also confident that the new stepped trackers will give intermediaries an excellent choice for their clients, with a great introductory rate that doesn’t then climb to unreasonable heights."