Changes include:
- Prime Self Cert – 2-year fixed rate 7.29% until 31 October 2009, maximum 85% loan-to-value (LTV), arrangement fee £1,999
- Near Prime – 2-year fixed rate 7.49% until 31 October 2009, maximum 80% LTV, arrangement fee £1,999
- Near Prime buy-to-let – 2-year fixed rate 7.59% until 31 October 2009, maximum 75% LTV, arrangement fee £1,999
Two-year discount deal
- 5.55% (SVR -2.34%) discounted until 30 September 2009, then Standard Variable Rate (currently 7.89%), LTV up to 95%, product fee - £599, maximum loan £250,000, early repayment charges apply for first two years
- 5.44% fixed until 30 September 2009, then BBR +0.99%, customers can borrow up to 95% of the property value, product fee - £1,499, early repayment charges apply for first two years, maximum loan - £500,000
- 5.59% (BBR -0.16%) for two years, then BBR 2.14%, up to 85% LTV, arrangement fee £1,999
- 5.89% (BBR +1.4%) for two years, then BBR 2.14%, up to 85% LTV, arrangement fee £699
- 6.14% until 30 September 2009, maximum LTV 115%, arrangement fee £1,999, reverts to BBR +1.99%
- 6.34% until 30 September 2009, maximum LTV 125%, arrangement fee £1,999, reverts to BBR +1.99%