Graham Toy, chief executive of Astra, said: “These products will be very exciting for mortgage introducers and their clients. As the first lender to be approved by the Financial Services Authority to offer Basel ll risk-based pricing we have the ability to offer extremely competitive products for low risk mortgage applicants.”
Without incentives options:
2-year fixed rate 75% loan-to-value (LTV)
• Rate reduced from 5.34% to 5.14%
• Rate reduced from 5.89% to 5.72%
2-year fixed rate 85% LTV (115% rental coverage)
• Rate reduced from 5.48% to 5.27%
• Rate reduced from 6.04% to 5.84%
2-year fixed rate 90% LTV
• Rate reduced from 5.48% to 5.27%
• Rate reduced from 6.04% to 5.84%
3-year fixed rate 75% LTV
• Rate reduced from 5.84% to 5.54%
• Rate reduced from 6.24% to 5.93%
3-year fixed rate 85% LTV (115% rental coverage)
• Rate reduced from 5.94% to 5.58%
• Rate reduced from 6.29% to 5.98%
3-year fixed rate 90% LTV
• Rate reduced from 5.94% to 5.58%
• Rate reduced from 6.29% to 5.98%
5-year fixed rate 75% LTV
• Rate reduced from 6.38% to 5.99%
• Rate reduced from 6.44% to 6.06%
5-year fixed rate 85% LTV
• Rate reduced from 6.44% to 6.04%
• Rate reduced from 6.49% to 6.06%
• Rate reduced from 6.49% to 6.06%
• Rate reduced from 6.54% to 6.18%
5-year fixed rate 90% LTV
• Rate reduced from 6.49% to 6.09%
• Rate reduced from 6.54% to 6.18%
• Rate reduced from 6.64% to 6.18%
• Rate reduced from 6.74% to 6.23%
With incentives options:
5-year fixed rate 75% LTV
• Rate reduce from 6.48% to 6.09%
• Rate reduce from 6.54% to 6.19%
5-year fixed rate 85% LTV
• Rate reduced from 6.54% to 6.13%
• Rate reduced from 6.58% to 6.23%
• Rate reduced from 6.58% to 6.19%
• Rate reduced from 6.68% to 6.28%
5-year fixed rate 90% LTV
• Rate reduced from 6.58% to 6.19%
• Rate reduced from 6.68% to 6.28%
• Rate reduced from 6.74% to 6.27%
• Rate reduced from 6.84% to 6.36%
