He will join the business at the end of November 2005.
Charles will take responsibility for developing the Bank of Scotland intermediary business through its next phase of growth. He will report to Nigel Stockton, managing director of HBOS Intermediaries and will join the senior management team of the group's intermediary mortgage businesses.
John Lloyd becomes head of sales and processing, with responsibility for key national accounts, the business development team, mortgage processing and the lender's Premier mortgage unit. He will work closely with Charles to develop the Bank of Scotland Mortgage proposition for intermediaries.
Charles Haresnape, managing director, Bank of Scotland Mortgages, said: "I'm delighted to be joining the team at HBOS. I look forward to working closely with Nigel and John to help take the Bank of Scotland Mortgages business forward."
Nigel Stockton, managing director, HBOS Intermediaries, said: "Bringing Charles and John together to lead the team at Bank of Scotland Mortgages will be a powerful combination. It's a great team to have in place to take the business through to its next phase of growth."
