Buy to Let Best Buys
Lender
Max LTV
Rate
Mortgage Type
Fee
Redemption penalties
Notes
Exclusive: Mortgages for Business / PHL
75%
5.20%
Tracker for the life of the loan
£395
4% in first year, 3% in year two, 2% in year three
£25,000 minimum loan size
Exclusive:
Mortgages for Business / Mortgage Express
85%
5.89%
3 Year Fixed Rate, reverting to Base + 1.75%
£449
6 months interest in the fixed rate period
Minimum loan size of £60,000
Exclusive:
Mortgages for Business / Bristol & West
85%
5.79%
3 Year Fixed Rate, reverting to Base + 1.75%
£695
5% of the redeeming balance in first three years
Self certification available up to 75% LTV
Exclusive:
Mortgages for Business / Mortgage Express
85%
3.49%
1 Year Fixed Rate, 2 year tie in (reverting to Base + 1.75%)
£449
6 months interest at Base + 1.75% in first three years
Self certification available
Commercial Property Investment Best Buys
Lender
Max LTV
Rate
Mortgage Type
Fee
Redemption penalties
Notes
Exclusive: Mortgages for Business / SBLS
85%
Variable
Lifetime tracker – Bank Base Rate + 2.5% to 4%
1%
2% in first year, 1% in year two and three, £500 thereafter
Highest LTV available of a standardised product
