*BTL 2 year Fixed Rate 4.85 per cent
*BTL 2 year Tracker 5.33 per cent BBR plus 0.83 per cent
Capital raising for any purpose
Rental calculation based on 130 per cent of monthly payment calculated at product pay rate.
Available to Max 80 per cent LTV
Free valuation on all products up to property value £750k
£100 non refundable fee payable on application with £395 added to mortgage on completion
Self Cert two year fixed 4.89 per cent
Available to Max 80 per cent LTV
Free valuation on all products up to property value £750k
£100 non refundable fee payable on application with £395 added to mortgage on completion
For full information please visit our intermediary website or speak to your local Business Development Manager.
Own Property Insurance
Following a review of the Societys fees, we will introduce with immediate effect a £25 own insurance fee. The fee will be a one off charge, which will be added to the customers mortgage account when insurance is not taken out with the Society. This applies to all new applications.
Examples of when the Own Insurance Fee will not be charged:
On taking out additional borrowing
When a customer cannot have our insurance (compulsory own)
When the property does not fit within our policy, for example Buy to Lets which have compulsory insurance with the Society, but if the property if a flat insurance can not be enforced.
Please read in conjunction with our Mortgage Product News guide effective from 1st September 2005.