It shows that over half (53%) say they are more interested in the rate they come to at the end of their mortgage deal than they were this time last year. This may well be because a quarter (25%) of respondents expect to pay their lenders' standard variable rate for longer than they would have done in the past. Over half (56%) say they are more likely to shop around for a new deal now than they were this time last year; and 64% say that the cost of the fee is just as important as the rate on offer.