Jackie Bennett, head of policy at CML, said: "We are happy to discuss with the government its ideas for a framework in which mortgage funding could contribute further to making homes more energy efficient. A number of lenders already take into account utility bills when assessing how affordable a mortgage would be.
"It is clearly a fundamental requirement that any successful measures must be attractive to borrowers, as well as being able to work within the confines of what mortgage finance is capable of delivering. As the minister acknowledges, there is also a role here for other stakeholders, including energy companies, local authorities and landlords in the social and private sectors."