There is a 3-year fix at 4.89% and a 5-year fix at 5.69%, both of which are offered up to 80% loan-to-value which includes 10% personal guarantee, while up to 70% LTV is available without a PG.
Loans are available from £250,000 to £750,000 with arrangement fees set at 2%.
The range is being financed by Secure Trust Bank, which has allocated a limited tranche of funds until the end of 2015.
David Whittaker, managing director of Keystone, said: “We have a long term plan to move into other areas of property finance and when we put the commercial owner-occupier proposition to the Secure Trust Bank team their response was extremely positive. They already have a strong presence in this sector and we’re delighted to have been allocated a special tranche of funds.”
Paul Marston, managing director of Secure Trust Bank Business & Commercial, said: “As a standalone mortgage facility with no geographical restrictions in England, Wales and Scotland the commercial owner occupier range is available for sole-traders, partnerships and limited companies to submit applications by 31 October 2015 with funds drawn down by 31 December 2015.”
