Adrian Flux Insurance Services, a specialist in landlord insurance, has put together a brief list of pointers covering some of the lesser-known areas to consider. "The list covers just a few of the acts, rules and regulations that apply to landlords," said Julie Carter of Flux. "In such a complicated arena it's very important to get all the support you can, through landlords associations and the like. It also makes sense to take out legal cover, to ensure that you have back-up if things go wrong."
Control of Asbestos (2002)
Landlords are responsible for indentifying any ACMs (asbestos-containing materials) on their premises, and having them analysed. (They are commonly found in ceiling tiles, pipe lagging, door and wall panels and floor tiles). Once identified the ACMs need to be recorded, with signage put up if necessary. If required, the landlord must have the ACMs removed.
Lifting Machinery Regulations (1998)
If the property has lifts, escalators or cleaning cradles then they need regular (usually six-monthly) inspection by competent engineers.
Gas Safety (1998)
This is one of the more obvious areas to be aware of. Landlords need to ensure any gas appliances are serviced by a CORGI registered gas engineer annually, and provide the tenant with a copy of a gas safety certificate after the inspection.
Electricity at work regulations (1989)
Landlords are responsible not only for ensuring the safety of fixed installations - such as electrical wiring, which should be well maintained and regularly inspected - but also any portable appliances supplied, such as electric fires and even kettles. These all need routine safety-testing.
Pressure Systems Safety (2000)
If the property has an air conditioning or refrigeration plant with a compressor motor exceeding 25w, then the landlord needs to ensure it is regularly inspected.
Disability Discrimination (1995 & 2005)
Like everyone else, landlords must not discriminate against a disabled person. In terms of property dealings, this means disabled people must be treated in exactly the same way as anyone else: for example, the same letting terms must apply and they cannot be refused access. In addition, landlords cannot refuse to give consent to tenants to sub-let to a disabled person.
Defective Premises (1972)
Landlords who sell a property are still liable for its condition and could be held responsible if it's later proved that the property hadn't been maintained properly, prior to the sale
