Commenting on the move, Charles Reed, managing director at UCB Home Loans, said: “We are delighted to be able to introduce such a competitive range of fixed rate products for self-cert borrowers.”
The changes involve a reduction of 0.2% across all fixed-rate products, taking the two-year fixed rate down from 4.99% to 4.79%. The three-year fixed rate will move to 4.99%, whilst the five-year rate will move down to 5.19%.
Buy-to-let fixed rates will also move downwards by 0.2%, to 4.79% on the two-year product, and 5.19% on the five-year.
