Moneynet mortgage research data for August 2003

AVERAGE PROPERTY VALUES

* Overall average property value was £206,446

* The average value of a property for a First Time Buyer (FTB) was £173,720

* Users looking to remortgage valued their property at an average of £244,537

* Existing homeowners looking to purchase a property could expect to pay around an average value of £251,384

AVERAGE MORTGAGE AMOUNTS

* Overall average mortgage amount required was £130,446 a 63% loan to value (LTV)

* FTB's were looking for an average mortgage amount of £128,857 a 74% LTV

* Those users seeking to remortgage their property required an average mortgage amount of £119,040 a 49% LTV

SALARIES

* The overall average salary of the main income earner was £42,188

* An average FTB's salary was £37,636

* Those users looking to remortgage had a main income of £44,359

* A typical salary for an existing homeowner looking to move was £45,030

* For two income households, the second wage averaged out at £21,491 for FTB's; £22,788 for users looking to remortgage; and £23,819 for purchasers

Archive reports can be found at http://www.moneynet.co.uk/about_us/mrtg_research1.shtml