Short Term Fixed Rate
The Britannia Building Society is currently offering a fixed rate for two years at 4.19%. The valuation fee is £150, with an arrangement fee of £499.
Long Term Fixed Rate
The Woolwich is offering a mortgage fixed until the 31st January 2009 at 5.19%. The valuation fee is £245, with an arrangement fee of £295.
Short Tem Discount
The Barnsley Building Society is offering a 2 year discounted scheme at an interest rate of 2.19%, with a refundable valuation fee of £195.
Long Term Discount
The Nottingham Building Society is offering a 5 year discounted scheme at a current rate of 3.83%, with a free valuation up to £500,000, and an arrangement fee of £295.
Cashback
The Scarborough Building Society is offering a mortgage that gives 10 percent cashback on the amount borrowed, at a rate of 6.29%, fixed for ten years, with a valuation fee of £235, subject to redemption penalties.
Buy to Let
The Nat West is offering a buy to let discounted mortgage at 3.99% until the 31st December 2005 with valuation fee of £225 and arrangement fee of £200.
Remortgage
For those looking to remortgage, the Norwich & Peterborough Building Society is offering two year discounted scheme, with a free valuation and no arrangement fees.
Tracker
This week's best tracker deal comes from Accord Mortgages, at base rate minus 0.2%, currently equating to 3.55%, with a valuation fee of £225 and an arrangement fee of £325.
All figures are subject to revision, but current at time of going to press.
Terms and conditions apply. Subject to status and availability. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
For full details contact Mortgage Talk - the North's largest mortgage broker - on 0800 28 11 58 or e-mail [email protected]
