Short Term Fixed Rate
The West Bromwich Building Society is currently offering a fixed rate until 30th November 2005 at 2.39%. The valuation fee is £275, with an arrangement fee of £295, subject to redemption penalties.
Long Term Fixed Rate
The Bristol and West Building Society is offering a mortgage fixed until the 31st of January 2009 at 4.99%. The valuation fee is £299, with no arrangement fee, subject to redemption penalties.
Short Tem Discount
The Barnsley Building Society is offering a 2 year discounted scheme at an interest rate of 2.19%, with a refundable valuation fee of £195.
Long Term Discount
The Nottingham Building Society is offering a 5 year discounted scheme at a current rate of 3.58%, with a free valuation up to £500,000, and an arrangement fee of £295.
Cashback
The Scarborough Building Society is offering a mortgage that gives 10 percent cashback on the amount borrowed, at a rate of 6.29%, fixed for ten years, with a valuation fee of £235, subject to redemption penalties.
Buy to Let
The Bank of Ireland is offering a buy to let tracker mortgage at 3.75% until the 1st of November 2005 with valuation fee of £240 and arrangement fee of £299, subject to redemption penalties.
Remortgage
For those looking to remortgage, the Woolwich is offering a three year tracker at an interest rate of 3.19%, with free valuation, no arrangement fees and free legal work.
Tracker
This week's best tracker deal comes from the Abbey, at an initial rate of 3.2% stepped, with a valuation fee of £250, and no arrangement fee.
All figures are subject to revision, but current at time of going to press.
