Customers looking for an unsecured loan can choose from a wide range of products offered by The Halifax, Intelligent Finance, the Northern Rock and the Royal Bank of Scotland, while those seeking to arrange a secured loan can select a deal from a range deals.
For customers contemplating an unsecured loan as a means to realising funds, Loan Talk's secured loan service can offer lower rates in conjunction with longer terms, usually from 3 to 25 years in most instances, compared to a maximum of ten years for conventional unsecured borrowing.
Borrowers choosing this route can release up to 125% of the equity available in their home and, unlike a conventional remortgage, there is no need to pay for a valuation or survey, nor solicitor's fees or mortgage indemnity costs. The cash that is raised can be used for any purpose, including debt consolidation, car purchases or holidays.
For businesses considering a commercial loan, Loan Talk offers a one-stop shop to access all major commercial banks. It says its knowledge and experience within the loans sector ensures that all customers, whether sole traders, partnerships or limited companies obtain the most competitive rates.
Loan Talk says its expertise in packaging commercial propositions means that it is the ideal provider for all forms of business start-up finance, as well as for any organisations considering a more competitive package or a sympathetic approach, or simply a change in their banking arrangements. Loan Talk can also arrange professional practice finance, including specialist healthcare packages for dentists, doctors and even vets.
Commenting on the Loan Talk launch, Business Development Manager Graeme Simmonite, stated: 'Loan Talk has been set up in response to the huge demand for a credible, reliable provider in the loans marketplace, capable of offering a selection of products and personal loans to suit every circumstance. We realise that customers need a fast decision, so all loans can be arranged over the phone, with the bare minimum of paperwork. It is this commitment to customer service and best value that sets us apart from the competition."
