New trackers from Yorkshire Building Society

Both products allow lump sum repayments of up to 10 per cent of the balance each year, offer six months free accident sickness and unemployment cover, and have no application fee. Interest is charged daily.

The two-year discounted tracker follows the base rate minus 0.25 per cent and the maximum loan to value is 95 per cent.

The two-year fee assisted tracker follows the base rate plus 0.25 per cent and includes a £250 contribution towards the legal fees and a refund of the valuation fee up to £250. The maximum loan to value is also £250.

At the end of the two-year period both products revert to the Yorkshire’s standard variable rate, which is currently 5.45 per cent.