Available with no extended early repayment charge, they now start from 4.69 per cent and 4.79 per cent respectively.
These products are fully flexible, allowing underpayments, overpayments, redraws and payment holidays. In addition, 1.5 and 2-year fixed-rates are available with no arrangement fee and £1,000 Help with Costs option. Borrowers can also add an unsecured cash reserve of up to £10,000 to take total borrowing up to 100 per cent. The rate on the cash reserve is 7.99 per cent (SVR + 1.15 per cent).
