Broker processing platform completes full API integration to support and speed up processes
One Mortgage System (OMS) has completed a full Application Programming Interface (API) integration with Pepper Money for its second charge business.
The integration will see users benefit from direct access to Pepper Money’s extensive second charge lending range to carry out a full decision in principle, without the need to rekey any data.
This will incorporate a full two-way API to help support and speed up the advice process, sourcing, and delivery.
Pepper Money launched its second charge mortgage proposition following the completion of its integration with Optimum Credit back in January 2022.
Under the integration, the Optimum Credit brand has been retired, and its operations are continuing under the Pepper Money brand, with the support and resources of the wider group.
OMS is an end-to-end CRM system which covers product areas such as residential, buy-to-let, second charge, equity release, bridging, commercial plus general insurance and protection.
It has already integrated with six market-leading platforms – Iress, Twenty7Tec, iPipeline, Submissions Brain, SmartrFit and Knowledge Bank – to provide users with best in class for product sourcing, protection sourcing and criteria searching.
Neal Jannels (pictured), managing director at One Mortgage System, remarked that, recently, the second charge sector has started to make its mark within the wider mortgage industry and progressed greatly from a tech standpoint.
“As a forward-thinking lender with one of the most inclusive specialist offerings, this was a relatively simple conversation as the benefits to both parties were immediately evident. We hope this integration will help support Pepper Money’s second charge business and in providing an even simpler journey for its intermediary partners,” Jannels said.
Caroline Mirakian, sales director of second charge mortgages at Pepper Money, also believes that the OMS platform is a great fit for their proposition.
“With its extensive reach, together with the expertise of the team behind it, we will help even more intermediaries gain access to a competitive range of second charge options backed by a strong service offering, including our experienced team of BDMs,” Mirakian said.
