Fixed rates have been cut in every tier across the Almost Prime and Near Prime Home Owner ranges by between 0.20% and 0.40% per annum.
Rates now start from 3.39% fixed until 31st January 2016.
Alan Cleary, managing director of Precise Mortgages, said: "I hope credit-worthy borrowers who are being overlooked by high street lenders will like the reductions we have made to our fixed rate products and help intermediaries in the busy run up to year end.”