Advisers gain access to the bank's range of mortgage products
Rosemount Financial Solutions has added Atom bank to its lender panel, providing its growing team of advisers with access to the digital bank’s full range of mortgage products.
“Atom bank is a lender that has caught the eye of many mortgage brokers over the last few years, so I’m delighted to have them on the Rosemount panel,” said Ahmed Bawa (pictured left), chief executive of Rosemount Financial Solutions.
“I know that our advisers will welcome working with a lender so committed to dramatically improving the timescales involved with mortgage applications, as well as delivering for borrowers who have a less than perfect credit rating.”
The move follows Atom bank’s recent rate reductions across its Prime and Near Prime mortgage products. The bank has cut rates on its two-year fixed Prime mortgages by 0.10% and lowered select Near Prime two- and three-year fixed rates by up to 0.15% and 0.10%, respectively.
The bank, which offers residential and commercial mortgages, has also made several criteria improvements over the past year, including increasing the maximum loan-to-income limit to six times income for those earning more than £75,000. It has also raised maximum loan-to-value limits on flats, new-build flats, and new-build houses in London and the South East.
“We are excited to be working with Rosemount Financial Solutions,” said David Castling (pictured right), head of intermediary distribution at Atom bank. “It is a network with a growing profile in the mortgage market, and – like Atom bank – is committed to incorporating technology wherever possible in order to deliver a faster and more satisfying experience to borrowers.”
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