The residential products are up to 85% LTV (new builds 80%) and the buy-to-let products are up to 75% LTV. The trackers and discounts carry no early repayment charges (ERCs) and the fixed rates have no extended ERCs.
All are for houses only, have an arrangement fee of £999 (of which £150 is payable up front and is non-refundable) and require a valuation fee to be paid. A procuration fee is paid on each completed case of 0.35% of the advance up to a maximum of £450.
