Product details
Light Adverse Self Cert:
- 6.75% includes 2% discount to 30/11/05 – 90% LTV remortgage.
- Funded by Kensington Mortgages (available in England, Wales & Scotland).
- CCJs to £2,000 OR 2 missed mortgage payments (1 missed in the last 6 months).
- CCJs ignored if: (a) satisfied 12 months; (b) registered 2 years; (c) less than £100.
- IVAs accepted if completed 1 year ago. Bankrupts accepted if discharged 1 year ago.
- £99 application fee (includes one valuation for properties up to a value of £600,000). £400 application fee for properties up to a value of £1,500,000. No application fee in Scotland – applicant to arrange their own valuation report.
- 6% early repayment charge applies in the first 3 years.
- Procuration fee 0.5% (£2,500 maximum).
