Find out who's stepping into key roles

Three UK lenders — TSB, Vida Bank, and Cynergy Bank — have announced senior leadership appointments as they position themselves for future growth.
At TSB, Craig Calder (pictured far left) will take on the role of secured lending director.
Calder, who previously served as head of secured lending at Virgin Money, brings two decades of mortgage industry experience. He will oversee mortgages, general insurance, and mortgage distribution.
His appointment follows the retirement of products director Ian Ramsden and the departure of mortgage distribution director Roland McCormack. Beverley Bradford, currently head of mortgage intermediaries, will expand her role as head of mortgage distribution.
Meanwhile, Vida Bank has named Stuart Sinclair (pictured second from left) as its new chair, subject to regulatory approval.
Sinclair, formerly chief executive of Tesco Bank and a board member at several financial institutions, will replace Steve Haggerty, who has served as chair for nine years. Haggerty will remain on the board as a non-executive director until September 2025 to support the transition.
Sinclair’s appointment follows Vida Bank’s recent approval for a banking licence, a move that positions the lender for expansion in the specialist mortgage market.
At Cynergy Bank, two executives have been promoted to the C-suite.
Stefano Combi (pictured second from right) has been appointed chief financial officer, bringing 27 years of financial services experience, including senior roles at HSBC, Dresdner Kleinwort, and PwC.
Paul Street (pictured far right), who has been with Cynergy Bank for seven years, will become chief risk officer, having previously worked at Lloyds Banking Group and Santander.
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