All fixed rate products are to be reduced by 0.10%, to 5.39%, across both self-certification and buy-to-let ranges and the self-certification (non-flexible) tracker rate will be reduced by 0.10%, bringing it down to 5.44%. Arrangement fees on self-certification mortgages have remained the same.
The rate reductions are accompanied by a continuation of the lender’s remortgage offer, which provides borrowers with savings on reservation fees and standard property valuations of between £305 and £805.
Commenting on the rate reduction, Keith Astill, managing director at UCB Home Loans, said: “These reductions mean that we now have both the lowest rates and arrangement fees on our two-year products, offering self-certification customers the best deals currently available. With the added savings of the remortgage offer, this really does offer the customer great value.”
