Vantage started its permission application at the end of 2014, while during the year the firm launched a packaging division and offered intermediaries specialist mortgages in both the residential and buy-to-let markets.
Lucy Hodge, director of Vantage, said: “An unwavering emphasis on the customer has always been part of our DNA at Vantage Finance.
“We have always embraced regulation and what it stands for, and although we now have our full consumer credit activity permissions it really is business as usual, with the focus continuing to be on the broker and customer experience and outcomes.
“The financial services industry has evolved significantly in the last few years, but its future success is reliant on high standards and a more customer-focused approach to credit activities.
“We see the current changes in regulation as a very positive evolution, and are confident that they will leave our industry in stronger shape for the years ahead.”