This choice was made to allow Victoria Mortgages to bring products and exclusivity to those partners, while ensuring a certain level of quality and expertise in packaging.
The Victoria Mortgages product range is based on finding solutions for the specialist client. Like many in the specialist mortgage sector, it is diverse and covers the full range of adverse credit borrowing such as CCJs, arrears, defaults, IVAs and bankruptcy. However, the product range goes even further by allowing for a diverse range of client types such as those only recently employed, foreign nationals without permanent right-to-reside and those buying non-standard properties such as high rise or above commercial premises.
This type of diversity and product knowledge requires a ‘specialist’ type of packaging more akin to a partnership than a packager/lender relationship, hence Victoria’s involvement as a MC specialist centre.
The Victoria MC specialist centre is all about speed and efficiency, it provides brokers with access to the Victoria Mortgages ’24-hour response’. A Victoria underwriter with their own mandate is physically based in the MC specialist centre enabling them to respond quickly to DIP enquiries, discuss cases in full face-to-face and print offers out directly following case sign-off. In addition, the completions process is handled at the specialist centre providing total control of the case from chasing outstanding conditions to the most important item - completion dates.
This relationship is not all one-way either, the partnership element pays homage to the fact that packagers have many years experience working with brokers and see a large share of the specialist mortgage market. Through regular communication, product design is discussed which supports Victoria Mortgages in developing innovative products to further meet the needs of the specialist mortgage client and broker. Testing can then be carried out with select specialist partners before reviewing the results ahead of rolling out into the marketplace.
With support from its exclusive partners, such as the MC specialist Ccentre, Victoria Mortgages will continue to provide good quality service and innovative products that meet the needs to both the specialist client and the specialist broker.
If you haven’t tried the Victoria product range or service, you may be missing out on a unique new lender. Contact the Victoria MC specialist centre on 962 7800 or visit the website at www.mc-uk.netVictoria Mortgages as a MC specialist centre.
