Virgin’s 2-year fixes stand at 1.99% to 70% LTV and 2.05% to 85% LTV with a £995 product fee and £300 cashback for purchases, while its 90% LTV 2-year fix stands at 2.99% with £500 cashback for first-time buyers and £300 for homemovers.
Virgin is now offering 5-year fixes at 3.08% to 85% LTV with a £995 product fee and £300 cashback and 3.68% to 90% LTV with a £995 product fee and £500 cashback for first-time buyers or £300 for homemovers.
Peter Rogerson, Virgin Money’s commercial director for mortgages, said: “We’re delighted to announce these latest reductions to our mortgage rates, which will particularly benefit borrowers with lower deposits.
“We are also continuing to waive the usual £99 application fee for a limited period, providing a further benefit to customers.”
