The challenger bank has also reduced its 80% LTV 2-year tracker to 2.19% following a 0.96% reduction and its 85% LTV 2-year fix to 2.74% after a 0.21% drop. All three products come with a £995 fee.
Virgin is also offering a 90% LTV 5-year fix at 4.49% with no product fee following a 0.40% reduction.
On its exclusive range for intermediaries with a Virgin Money national account 65% LTV 2-year fixes now stand at 1.69% for remortgage customers and 1.79% for home purchase with a £1,495 product fee.
Virgin’s 75% LTV product meanwhile costs 1.84% for remortgage and 1.93% for purchase with a £995 fee.
On the buy-to-let side Virgin has increased the cashback it pays on intermediary exclusives from £250 to £500.
