The Yorkshire is reducing interest rates by up to 0.35% on a wide range of its products including fixed rate, tracker and offset mortgages at 75%, 85% and 90% loan to value.
Its range of fixed rates at 75% LTV include a two year fixed rate at 2.49%, a three year at 2.69% and a five year at 2.99%.
Borrowers with a smaller deposit can opt for a two year fixed rate mortgage at 3.79% up to 90% LTV.
All of these products have a £995 fee however the Yorkshire also offers lower fee alternatives with incentives such as cashback or free valuations and legal service for borrowers seeking to minimise their upfront costs.
“The start of a New Year often prompts people to think about their plans for the coming months whether they hope to get on the property ladder this year, move home or stay put and remortgage to a better deal,” said Yorkshire Building Society product manager Jemma Smith.
“As economic conditions in the UK and abroad remain volatile many homeowners appreciate the security of fixing their mortgage as a starting point for budgeting for their monthly bills.
“Our mutual background means we aim to meet the needs of as many home buyers and home owners as possible, with a wide choice of products at different LTV ratios and a range of fees.”
