The society’s 5-year fixed rate mortgage will now have a £995 fee. YBS will also offer borrowers who want to reduce their upfront costs a product at a rate of 4.39% and a £95 fee.
The 5-year fixed rate deals are available at 75% LTV and include offset options for borrowers who want to keep their savings but bring down the cost of their mortgage.
Chris Smith, group direct mortgage manager at YBS, said: “Choosing a fixed rate mortgage gives borrowers peace of mind about their repayments and helps them to budget each month.
“The new 5-year fixed rate deals are highly competitive and complement our existing range of fixed rate mortgage products, which are available for terms between 2- and 10-years.”
